Managing money in Nigeria can feel difficult when your income arrives and seems to disappear almost immediately. Rent, food, transportation, data, electricity, subscriptions, family responsibilities and unexpected expenses can quickly consume a salary before the month is halfway over. A monthly budget can change that pattern. It gives every naira a purpose before you start spending, helping you see where your money goes and where adjustments are needed. You do not need a huge salary to start budgeting, and you do not need complicated financial software either. MhiztaEmy will show you how to create a monthly budget that fits your…
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WICK£D GOD Wicked God – Chapter 13&14→Fu+king•With•Death← Gods of Death Duet-Book One________________________________________________ All rights reserved. WARNING: This book is contracted, strictly under protection of NAY PUBLISHERS. Copying and stealing any part of the manuscript will attract pursuit of legal action Copyright © 2026©Naomi Cindy B. ________________________________________________ ★ [Enigma House – El Crow’s Suite] There were bloodstains everywhere. The bed. The floors. The walls. The cruel, cold shade of red dominated, especially inside the bathroom where El Crow was in. He stood in front of the mirror, palms rested on the sink bowl and face confronting his own reflection. He watched…
WICK£D GODWicked God – Chapter 11&12→Fu+king•With•Death←Gods of Death Duet-Book One________________________________________________All rights reserved.WARNING: This book is contracted, strictly under protection of NAY PUBLISHERS. Copying and stealing any part of the manuscript will attract pursuit of legal action Copyright © 2026©Naomi Cindy B.________________________________________________★[Present]*El Crow’s scissors opened wide like a whale aiming to swallow a prey. He raised the weapon in the air, and it came down on her left chest—right on top of her heart just the way she stabbed him in Aftermoor.Blood soaked her bodysuit in a round circle. Despite the leather material, the bloodiness still showed. Her blood was redder than…
THE DON’S FORBIDDEN MARRIAGE The Don’s Forbidden Marriage – Chapter 5 ©Joy Cindy The Enemy Inside THE DON’S FORBIDDEN MARRIAGE Chapter Five: The Woman Who Was Supposed to Be Dead Elena couldn’t move. Her mother’s name seemed to echo through the room. Alive. It was impossible. Her mother had died when Elena was a child. There had been a funeral. A coffin. Tears. Years of grief. Years of memories. “No.” The word escaped her lips. Alessandro watched her carefully. “Elena—” “No.” She shook her head. “My mother is dead.” “That’s what you were told.” “She died.” “I know what you…
THE DON’S FORBIDDEN MARRIAGE The Don’s Forbidden Marriage – Chapter 4 ©Joy Cindy The Enemy Inside The alarm continued to echo through the mansion. Elena stood frozen in the hallway. Alessandro had disappeared into the darkness. Leo was beside her. And somewhere outside, armed men were trying to enter the estate. “Elena.” Leo’s voice brought her back. “What?” “We have to go.” She shook her head. “I’m not leaving Alessandro.” Leo stared at her. “You barely know him.” “I know he protected you.” “That doesn’t mean you can trust him.” Elena looked toward the corridor where Alessandro had disappeared. “Do…
THE DON’S FORBIDDEN MARRIAGEThe Don’s Forbidden Marriage – Chapter 3©Joy CindyThe Brother in the ShadowsElena couldn’t breathe.The words echoed in her mind.Your brother is alive.For eight years, she had mourned him.Eight years of memories.Eight years of unanswered questions.Eight years of believing she would never see him again.And now Alessandro stood in front of her, telling her that everything she believed was a lie.”Where is he?”Her voice was barely audible.Alessandro didn’t answer immediately.”Where is my brother?””Somewhere safe.””Take me to him.”His expression hardened.”Not yet.”Elena stared at him.”Not yet?””Your brother is being watched.””By whom?””People who want to use him against your family.”She shook…
THE PATIENT The Patient – Chapter 20 Theme: the violence of willful blindness. How much truth are we willing to sacrifice for love? Settings: port Amber, Port Amber, a fictional gray coastal city. St. Dymphna’s Hospital. The ghost town of Blythe in the northern hills. Genre: dark romantic suspense••••• Mystery:What really happened in Blythe? Where is Clara? And is the man in Willa’s care a survivor, a savior, or a monster? Tags: gothic romance, missing child, anti heroine protagonist, forced proximity•••• ® FINESSA. ♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣ The Price Of Blood The shot never came. In the space between Silas’s finger tightening and the…
THE PATIENT The Patient – Chapter 19 Theme: the violence of willful blindness. How much truth are we willing to sacrifice for love? Settings: port Amber, Port Amber, a fictional gray coastal city. St. Dymphna’s Hospital. The ghost town of Blythe in the northern hills. Genre: dark romantic suspense••••• Mystery:What really happened in Blythe? Where is Clara? And is the man in Willa’s care a survivor, a savior, or a monster? Tags: gothic romance, missing child, anti heroine protagonist, forced proximity•••• ® FINESSA. ♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣ The Servant’s Tunnel The kitchen garden was a graveyard of frozen herbs and dead rosebushes, their blackened…
THE PATIENT The Patient – Chapter 18 Theme: the violence of willful blindness. How much truth are we willing to sacrifice for love? Settings: port Amber, Port Amber, a fictional gray coastal city. St. Dymphna’s Hospital. The ghost town of Blythe in the northern hills. Genre: dark romantic suspense••••• Mystery:What really happened in Blythe? Where is Clara? And is the man in Willa’s care a survivor, a savior, or a monster? Tags: gothic romance, missing child, anti heroine protagonist, forced proximity•••• ® FINESSA. ♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣ The Burning House The corridor was a throat of smoke and fire. Willa ran with her arm…
THE PATIENT The Patient – Chapter 17 Theme: the violence of willful blindness. How much truth are we willing to sacrifice for love? Settings: port Amber, Port Amber, a fictional gray coastal city. St. Dymphna’s Hospital. The ghost town of Blythe in the northern hills. Genre: dark romantic suspense••••• Mystery:What really happened in Blythe? Where is Clara? And is the man in Willa’s care a survivor, a savior, or a monster? Tags: gothic romance, missing child, anti heroine protagonist, forced proximity•••• ® FINESSA. ♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣♣ The Walls Between The Thorne estate had a name Willa had never heard before: Grayhaven. She learned…